David Gardner

As we hear stories of the lost homes from the Marshall Fire, the pattern is clear. Most of us are underinsured when it comes to homeowners and renters policies.

David Gardner: Don’t wait for a disaster like the Marshall Fire to talk to your insurance agent

January 23, 2022 at 7:00 a.m.

As we hear stories of the lost homes from the Marshall Fire, the pattern is clear. Most of us are underinsured when it comes to homeowners and renters policies.

Our community is hurting again, suffering through the wake of the most destructive fire in our state’s history. We mourn the likely loss of two lives.

David Gardner: How to navigate insurance, aid and taxes amid wildfire disaster

January 9, 2022 at 7:00 a.m.

Our community is hurting again, suffering through the wake of the most destructive fire in our state’s history. We mourn the likely loss of two lives.

The primary purpose of an IRA for most investors is to provide cash flow once they’re no longer working. Funds withdrawn from your traditional IRA are generally subject to federal and state ordinary income tax.

David Gardner: How to use your IRA for charitable giving

October 31, 2021 at 7:00 a.m.

The primary purpose of an IRA for most investors is to provide cash flow once they’re no longer working. Funds withdrawn from your traditional IRA are generally subject to federal...

If taxes may be going up, what strategies should we put in place?

David Gardner: How the election will affect your taxes

November 28, 2020 at 12:00 p.m.

If taxes may be going up, what strategies should we put in place?

If you’re an engaged investor, you’ve probably noticed the recent flood of factor-based investments. Factor investing started out as a relatively obscure set of strategies largely used by professional managers. Now most mutual fund and ETF companies offer factor funds including low-cost giants Vanguard and Blackrock. Now that most of us can access factor investing, […]

Dave Gardner: Should you be a factor investor?

August 22, 2020 at 12:00 p.m.

If you’re an engaged investor, you’ve probably noticed the recent flood of factor-based investments. Factor investing started out as a relatively obscure set of strategies largely used by professional managers....

With talk of possible vaccines for the novel coronavirus by the end of the year, you may look forward to travelling farther afield than the hiking trail down the street.

Dave Gardner: Covering your next trip during the coronavirus pandemic

July 26, 2020 at 8:00 a.m.

With talk of possible vaccines for the novel coronavirus by the end of the year, you may look forward to travelling farther afield than the hiking trail down the street.

In today’s volatile market, how should we move from a defensive posture without buying stocks at the top? Here are three strategies to get you invested.

David Gardner: Three ways to get back into the market

June 28, 2020 at 12:00 p.m.

In today’s volatile market, how should we move from a defensive posture without buying stocks at the top? Here are three strategies to get you invested.

David Gardner: Exploring safe investments amidst market volatility

May 31, 2020 at 6:00 a.m.

The search for safe assets that pay a reasonable rate of interest is an arduous one. The loftier the promises of investment returns, the more closely you need to scrutinize...

David Gardner: Think twice before borrowing against your retirement plan

May 16, 2020 at 4:08 p.m.

With the passage of the CARES Act in March, you may have new flexibility to borrow against your retirement plan. But is it the right thing to do?

David Gardner: Keeping your finances going through the coronavirus

May 1, 2020 at 4:22 p.m.

New federal legislation passed in March gives us measures for managing our budgets in terms of receiving unemployment benefits and temporarily reducing expenses. Consider these steps when watching your cash...

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